Collections & Recovery Portfolio Manager (Remote)

1 week ago


East London, South Africa Abantu Staffing Solutions Full time

Overview: Our client in the financial services industry is looking to employ a a Collections & Recovery Portfolio Manager to maximise after cost collections on its portfolio through proactive, strategic, and operational oversight across the full credit lifecycle. Minimum Requirements:Grade 12 / MatricBachelor’s degree in Finance, Economics, Business Administration, Statistics, or a related fieldProven experience in debt collections, financial analysis, or a similar role within the financial services industryProficiency in data analysis tools and software such as Excel, SQL Responsibilities: Collections PolicyDevelop and maintain the collections policy in alignment with current best practices and strategic thinkingManagement of Collection StrategiesOversee the design, continuous improvement, monitoring, and reporting of collection strategies, with the following objectives:Proactively prevent default among paying customers by identifying and engagingthose at risk of defaultMinimize the roll-forward of early defaulters through targeted interventionMaximize activation of Non-Performing Loans (NPL) and write-off accounts (NPLWO) to optimize NPL net yieldEnsure timely and consistent allocation of accounts to appropriate collections channels including OBCC Servicing and Activations, Cybertrac, and EDC, aligned with receipting and activation targets Performance Monitoring of Operational ChannelsOversee performance across operational channels including Call Centres (CC), Digital Collections, External Debt Collectors (EDCs), and CybertracEstablish targets and service level agreements (SLAs) for each channelDevelop and maintain performance monitoring reports to track delivery against these targets and SLAsMonitor stock rotation and aging accounts to ensure operational momentum andcompliance with strategy timelines Collaboration with Operational Channels for Segmented TreatmentsFacilitate weekly performance reviews with Operational Leads, including performance vs targets, activation counts, and receipting trendsWork closely with operational teams to define tailored treatment strategies based on customer segmentation: Design digital communication campaigns across SMS, WhatsApp, email, and customer journey flowsCreate customized scripts and AI prompts for use in the contact centreSettlement Offer ManagementManage all customer settlement initiatives, including both structured and ad-hoc offersOwn and maintain the deals matrix that guides settlement offers on NPL-WO accountsDefine maximum allowable settlement mandatesApprove customer-initiated settlement offers within delegated authorityRegulatory and Policy ComplianceEnsure that all collection activities adhere to applicable laws, regulations, and internal company policies Reporting and MonitoringCompile and present regular performance reports, including weekly CC performance reviews and monthly Manco packInvestigate variances in monthly performance and provide recommendations for corrective action



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